Eligibility × Capacity × Intent. Only leads that clear all three ever reach an RM — built to convert at 30%+, not chase everyone with a generic SMS.
Lead Radar
True Income Estimator
Signal-to-Offer Journey
Traditional Blast Campaign
~2.8% conversion
Avsar Triple-Filtered Leads
Passed eligibility + capacity
2,230
31.2% conversion
Today's Hot Leads
Sorted by urgency \u2014 intent signals decay, so timing matters as much as the score.
Declared vs. Verified Income
Computed from UPI + Account Aggregator cash flow \u2014 not the number written on the form.
Revised Eligibility
What changes once underwriting uses verified income instead of declared income.
RECOMMENDED LOAN OFFER
Personal Loan
\u20b96,50,000
Eligible amount
+\u20b92,50,000
vs. declared-income-only
SCENARIO
Rohit Sharma \u2014 rent payments + car token detected over 6 weeks
Behavioral Timeline
Signals accumulate and the intent score updates \u2014 nothing here comes from a form.
Resulting Offer
Pre-filled using data already verified \u2014 fewer fields, fewer drop-offs.
\u2713
Personalized Auto Loan Offer Generated
Delivered via push notification the moment Rohit next opened the IDBI app \u2014 not a generic SMS blast three weeks later.
\u20b98,20,000
Pre-approved